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Accidents and damages during study

Aalto University has taken out statutory accident insurance for its students with the insurance institution If; the coverage is based on the act on coverage for accidents sustained in work-like circumstances associated with studies (Laki opiskeluun liittyvissä työhön rinnastettavissa olosuhteissa syntyneen vamman tai sairauden korvaamisesta 1318/2002).  Under the said act, students are insured against accidents sustained during practical training associated with studies. The policy covers accidents related to teaching at an institution and practical training while in a work placement without pay provided the placement is external to the educational establishment. If the work placement is paid for, the student is covered under the accident insurance taken out by the employer.

The study-related accident insurance covers accidents during studies or a work placement abroad, provided that the studies or work placement is part of the curriculum of the student in the Finnish educational establishment. Students travelling abroad are recommended to take out personal travel insurance to complement the statutory insurance to cover illness during travel or trip interruption or cancellation.

It should be noted that the insurance taken out by Aalto is an accident insurance policy which only covers accidents sustained when attending practice-oriented teaching and practical training without pay. Hence the insurance taken out by Aalto University does not cover accidents sustained for instance, during lectures or otherwise on the university premises, but only those sustained during practical assignments (e.g. studios, workshops, exercises in laboratories or field practice).

What do I do in the event of an occupational accident?

Further information: Matti Niemelä, matti.niemela@aalto.fi, tel. 050 369 7809