During the last few years the EU has created stricter regulations for banks in all EU countries. It is therefore more difficult to open a bank account as an international student, especially if you are coming from outside the EU.
Please note that practices vary between different banks. You should always make an appointment at the bank where you want to open account in advance (to confirm the documentation that you need and to ensure you get everything done at one go).
When opening a bank account, you will need a Finnish personal ID-code. If you have not received personal ID-code when applying for a residence permit or when registering as EU-citizen in Finland, you can apply for that at the Digital and Population Data Services Agency (former Maistraatti).
To get the full online banking facility that allows you to verify your identity online (this is very useful thing to have in Finland as it gives you access to many different types of online services), you need Finnish Personal ID Code, regular address within the European Economic Area (EEA) and passport or official personal ID card. Once you have these, please contact your bank in Finland to verify if you need anything else (again, specific requirements may vary) and to make appointment where you get the full online banking details for identification. Please remember to check with your bank if they charge you for the service, and how much, to avoid any unexpected costs.
Download the Certificate of Required Funds if you require proof of estimated expenses while studying at Aalto.
See examples on typical monthly expenses: